If you’re a student aged 18 to 24 in Canada, there’s good news on the horizon. In 2025, the Canada Pension Plan (CPP) continues to offer monthly financial support of $301.77 to eligible full-time students whose parents are either disabled or deceased and contributed to CPP.
This benefit can help ease the financial stress of tuition, books, and living expenses—without requiring a loan. Let’s break down who qualifies, how to apply, and when you can expect the payments.
What Is the CPP Children’s Benefit for Students?
The CPP children’s benefit provides financial support to dependent children of CPP contributors who are disabled or deceased.
When the dependent is a full-time student between 18 and 24 years old, they may continue to receive monthly support while attending a recognized post-secondary institution.
This support is not based on academic performance or household income—only on eligibility criteria tied to CPP contributions and your student status.
Eligibility Criteria for the $301.77 CPP Student Benefit
To qualify for the $301.77 per month in 2025, you must meet the following conditions:
- Be 18–24 years old
- Be enrolled full-time at a recognized post-secondary institution
- Be a dependent of a deceased or disabled parent who contributed to CPP
- Provide proof of enrollment for each semester or school year
If you’re attending school part-time, you may still be eligible for 50% of the full benefit, which is $150.89 per month.
Monthly Payment Amounts
| Student Type | Monthly Benefit Amount (2025) |
|---|---|
| Full-Time Student | $301.77 |
| Part-Time Student | $150.89 |
Payments are made directly to the student’s bank account, typically around the end of each month.
How to Apply
Applying is straightforward but requires some preparation. Here’s what you need:
Step 1: Gather Your Documents
- Proof of enrollment from your school
- Social Insurance Number (SIN)
- Bank account details for direct deposit
- Government-issued ID
Step 2: Complete the Application
- Fill out the CPP Children’s Benefit form
- If continuing a benefit past age 18, re-apply with school verification
Step 3: Submit Everything
- Mail or upload your documents as required
- Reconfirm your student status annually to keep receiving the benefit
If you delay providing proof of enrollment, payments will stop, so it’s crucial to stay updated each term.
When Will You Receive Payments?
Once your application is approved, payments are sent monthly. While there’s no fixed date across all recipients, most students receive their money during the last week of each month.
| Month | Estimated Payment Window |
|---|---|
| January | Jan 25 – Jan 31 |
| February | Feb 24 – Feb 29 |
| March | Mar 25 – Mar 31 |
| … | … |
| December | Dec 24 – Dec 31 |
| Criteria | Details |
|---|---|
| Age Requirement | 18–24 years |
| Enrollment Requirement | Full-time (or part-time at 50%) |
| Monthly Benefit (Full-Time) | $301.77 |
| Monthly Benefit (Part-Time) | $150.89 |
| Payment Frequency | Monthly |
| Application Required? | Yes |
The $301.77 CPP Student Benefit in 2025 is a great way for students to receive consistent monthly support without needing to take on debt.
If you meet the age and eligibility requirements, make sure to apply early and submit proof of enrollment to keep the funds flowing throughout your school year.
This benefit isn’t just financial relief—it’s peace of mind during one of the most important phases of your life.
FAQs
Can I apply for CPP student benefits every year?
Yes, but you must submit proof of enrollment each school year or term to continue receiving the payments.
Is the CPP student benefit taxable income?
Yes, it is considered taxable income, and you’ll receive a slip for your tax return.
What happens if I drop to part-time or leave school?
Your benefit will be reduced or discontinued if you are no longer a full-time student or fail to submit updated school documentation.