Major Social Security Changes In March 2025- New Rules, Payment Adjustments & Impact On Beneficiaries

In March 2025, significant changes to the Social Security system will affect millions of beneficiaries across the United States.

These changes include the implementation of the Social Security Fairness Act, adjustments in the payment structures, and the introduction of new benefit policies that aim to improve the fairness and efficiency of the system.

Understanding these changes is crucial for individuals who rely on Social Security benefits to manage their financial well-being.

Key Changes in Social Security Payments for March 2025

The Social Security Fairness Act, signed into law in early 2025, marks a transformative shift in how benefits are calculated and distributed.

The law primarily targets two provisions that have affected millions: the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). These provisions previously reduced or eliminated Social Security benefits for individuals who worked in jobs not covered by Social Security.

ChangeDetails
Social Security Fairness ActEnds WEP and GPO, benefiting over 3.2 million people.
Retroactive PaymentsOne-time payments to compensate for WEP/GPO losses from January 2024.
Payment IncreaseIncreased monthly benefits starting April 2025 for affected individuals.
Enforcement of OverpaymentsSSA resumes 100% withholding of overpayments starting March 27, 2025.
Staffing and Operational CutsConcerns regarding federal staffing cuts and potential impact on Social Security services.

The Social Security Fairness Act: What Does It Mean?

The Social Security Fairness Act is a groundbreaking reform aimed at correcting the discrepancies in benefit calculations.

Prior to this legislation, certain public sector workers, such as teachers, firefighters, police officers, and federal employees, faced reduced Social Security benefits due to WEP and GPO.

These provisions were applied to individuals who received pensions from jobs that did not contribute to Social Security, thus impacting their benefit amounts.

With the elimination of WEP and GPO, millions of public sector workers will see their Social Security benefits increase, helping them receive a fairer distribution of the benefits they have earned through their working years.

Retroactive Payments: How Will They Work?

Following the enactment of the Social Security Fairness Act, those who have been affected by WEP and GPO will receive retroactive payments to make up for benefits lost from January 2024 onward. These payments, which began processing in February 2025, will be issued to eligible individuals by the end of March 2025.

This expedited timeline marks a significant shift in how retroactive benefits are typically processed. Previously, beneficiaries were often forced to wait over a year for retroactive payments, but with this change, the SSA aims to resolve these cases faster.

The Recovery of Overpaid Benefits

Another notable change involves the recovery of overpaid benefits. Starting March 27, 2025, the SSA will resume withholding 100% of Social Security payments to recover overpayments made to beneficiaries. This policy aims to recoup approximately $7 billion over the next decade.

However, there is a safeguard for Supplemental Security Income (SSI) recipients. If SSI beneficiaries face financial hardship due to the full withholding, they can request a reduced repayment rate or even appeal the decision if the overpayment was not their fault.

Impacts of Staffing Cuts on Social Security Services

As the SSA works through these changes, there are concerns about the potential impact of federal staffing cuts on its ability to effectively process and distribute benefits.

The SSA is facing operational challenges due to these cuts, which may result in delays and disruptions in services. Experts are warning that these staff reductions could lead to significant difficulties in ensuring that beneficiaries receive their benefits on time.

What Does This Mean for You?

The changes in Social Security policies are designed to improve fairness and transparency, but they may have mixed effects depending on the individual’s situation. Here’s a summary of what you need to know:

  • If you have been affected by WEP or GPO, you can expect to receive retroactive payments by the end of March 2025, along with a permanent increase in your monthly benefits starting in April 2025.
  • If you are a recipient of Social Security benefits, you should stay informed about potential delays in payments due to operational challenges.
  • For those who owe overpayments, the SSA will resume full withholding to recover the money. However, you can appeal or request a reduction if necessary.

The Social Security changes introduced in March 2025 are pivotal in reshaping how benefits are distributed to millions of Americans.

By addressing longstanding issues like WEP and GPO, the government is working to ensure a fairer system for those who have dedicated their careers to public service.

However, these changes come alongside challenges such as potential staffing cuts and the recovery of overpaid benefits. Beneficiaries must stay informed through official SSA channels to ensure they receive accurate and timely information.

FAQs

What is the Social Security Fairness Act?

The Social Security Fairness Act eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), helping public sector workers receive fairer Social Security benefits.

How will retroactive payments work for Social Security beneficiaries?

Retroactive payments will be issued by the end of March 2025 to compensate for benefits lost due to WEP and GPO starting from January 2024.

How will staffing cuts affect Social Security services?

Staffing cuts could result in delays or disruptions in Social Security services, causing challenges in benefit distribution and processing.

What Social Security changes are coming in March 2025?


New rules include payment adjustments, updated income thresholds, and eligibility changes for certain beneficiaries.

115 thoughts on “Major Social Security Changes In March 2025- New Rules, Payment Adjustments & Impact On Beneficiaries”

  1. Those of us living from Social Security need more than “may” and “could”. I’m laying in the hospital wondering if I should give up.

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    • I know a lot of us disabled seniors are scared and wondering where we will be if something happens to our benefits. I am scared

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      • I exist on social security. Worked 45 years in the nursing filled and now wonder if at 87 I may have to file for bankruptcy!! This is such a worry for me, I don’t know what else to do. Every month all my social security goes to paying credit cards and Doctor bills soon it might just time to give up.I am an in controlled type 1 diabetic and all this stress adds to my medical problems

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        • Whether you go into a debt reduction program or declare bankruptcy no one can afford credit card debt as a senior living on social security. Stop making payments and start with a debt reduction program. Depending what you owe they will advise you if bankruptcy is a better choice. Thank you for being a nurse all these years. You have helped many people and it is okay to ask for help now.

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    • Please don’t give up, I wanted to also, plus I’m also receiving ssi and ssdi, . Believe it or not my cat her name is chicken, She is what keeps me going she depends on me I bottle fed her, get you a baby animal and then think about how much your needed. I no it sounds stupid but it worked. And also I’ve Ben living in a crappy motel for 5 years and only off of my ss. Cuss somebody out but don’t give up. Sorry this is probably the stupidest thing you ever heard but it works.

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        • What do you mean by that? People should just kill themselves ? Or get a cat and bottle feed it, when you are on a fixed income , you can’t afford your medical expenses or any less a cat? That was a very unintelligent comment.

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      • I was on SSI only until I was approved for SSDI.
        I think something is wrong because how can you (or anyone) be on both SSI and SSDI ???

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        • To whom this may concern,
          If I was you I would visit my local Social security office for answers, and do bring your Documents with you just in case . Good luck!

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        • SSI is income based so if your Social Security benefit is less than the SSI individual amount you receive the difference between the two in SSI to bring your income up to the SSI individual rate.

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      • Where is this god.
        you speak of when you’re in a diabetic coma because you can’t afford insulin or food or medicine or rent, mortgage or anything.
        Sounds like your god is in the White House???

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    • I applied 8 years ago then again during covid lockdown online. I never heard a Word about my disability I have one fourth of my heart dead top left quadrant and needed help. The Social Security group ignored All my messages.

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      • Sorry to here that. If you haven’t heard anything from them. If you got a doctor to sign you off to get the benefits. Then get a lawyer that takes case’s s.s.i. That’s what Im doing. I’d been dealing with them 32 years and still haven’t gotten yet.

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      • I fell so bad for all of u god bless u all prays go out to u all I’m in the same boat bad heart I’m blind in one eye from a strock blood clods all in my body I’m losing my other eye can’t wale by my self I’m in so much pain they rock my pain meds away and my blood thinkers that keeping me alive I here there taking life saving meds away from Averyone I guess there trying to kill people off what kind of government do we have I’m bet they all have all the meds they need and seeing pretty

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    • I’m in the same boat. In fact, I haven’t received my SSDI benefits since August from an in-office error. I’ve been told so many different things, but the single most important factor is I need the money I worked to get NOW. I’m facing eviction because of this. It’s hard, I know, but please don’t give up. I’m praying for you. I’m praying for all of us bc this country is quickly going downwards. God help us.

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  2. I am very upset with Republicans messing around with my social security that I earned over many years. I am 83 years old and live solely on this earned benefits

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    • You are complaining about something that hasn’t hit you yet. How do you know whether if it hurts or helps you? I bet you would be upset even though you got a increase in benefits. Be patient my friend.

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    • Sell your home & all its contents,buy a small streamline mobile home or a tiny home small piece of land put that home & property under some trusted younger relative that won’t double cross you & boot you out ! Utilities are lower invest in a solar panel or 2 , that takes care of your electric bill water for only you will not be that much ! Apply for your food assistance thru the SS Fairness act, they talk about a food card a lot these days, I don’t get it tho !Live in God’s peace during these Golden Years!✝️✝️✝️❤️❤️❤️

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    • Actually if we figured out how much SS we pd into the system we are ahead of the game cause back when retirement age was 65 do the figures if you’ve been getting $900 to $1000 monthly your stored up SS benefits I’m guessing shoulda been gone by the time you reach 80. And I’m only guesstulating ( made up word)Don’t fret so much that raises your bp & does nothing for your situation but more medical bills! Trust in God he is in control! Be grateful always for what you have! Blessings ✝️✝️✝️❤️❤️❤️

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    • Please call your congressional representatives and make sure to vote. It is not just social security that is is in trouble. We cannot just allow our life’s work and the sacrifice of many Americans to be thrown away for more profits for the rich.

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    • The only ones you need to be concerned about are the lying Democrats that are trying to scare seniors. Clearing out waste and coruption will only ensure that your benefits will be there in the future.

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  3. Jesus Jesus Jesus Help Us All Who Depend On Social Security Benefits I Am So Confused. I Do Know That I Started Working At Age 16 And Worked Until I Retired In 2007. Over Worked And Under Paid All Those Years. At Age 80, I Am Yet Living Under The Poverty Guidlines In The United States of America Thank God For Jesus

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    • If they saved billions trillions not funding the Ukraine war then they could easily give every ssi ssdi people 25-50 thousand dollars each even more and they wouldn’t even dent the money they have saved.It came from the people of this country in the first place they spent it on war(without our knowledge or ok)Ann now we have to beg for help.Games mind games look at this hand but the trick is in the other hand and it’s a club to bonk us on our heads

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      • Absolutely and if CONgress did not invite 30 million ILLEGAL IMMIGRANTS giving BILLIONS OF TAXPAYERS DOLLARS STOLEN FROM OUR PAYROLL CHECKS FREE TRANSPORTATION FREE HOUSING FREE DENTAL SERVICES FREE EDUCATION FREE FOOD FREE PHONES FREE CRACK KITS FREE CLOTHES FREE SHOES FREE LAUNDRY SERVICE FREE VOUCHERS FREE VEHICLES FREE BREAST IMPLANTS FREE TRANSGENIC SURGERIES AND NOT A THING FOR MIDDLE CLASS FAMILIES AFTER MARCH 2020 CONgress BEGGED FOR TRILLIONS to be printed For the People for the Children HOGWASH December 2020 CONgress voted for THEMSELVES BONUSES for $25000.00 Each member then each year they receive a raise to raise the prices of eggs, beef, chicken but pork affordable! Imagine!
        We Ask MERCY VICTORY VICTORY Father God! WE DECLARE AND DECREE: GOD SHAKE EVERYTHING THAT IS SHAKEABLE IN JESUS HOLY NAME FATHER GOD OUR PROVIDER OF FULL RESTORATION EXPOSE EXPOSE TRUTH AGAINST AMERICAN MIDDLE CLASS FAMILIES SUFFERING NEEDLESSLY FINANCIAL HARDSHIP CREATED DELIBERATELY BY EVILDOERS LEADERSHIP JEZEBEL SPIRIT SEALING OUR TAXPAYERS DOLLARS! JOEL1,2,3, EZEKIEL 3:17,18,19, HAGGAI 2:6,7, HEBREWS 10:30

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        • Shutup with that nonsense. We all know exactly why this is happening and it has nothing to do with that crackhead list you made. They are trying to privatize it or get rid of it all together. Stop being willfully obtuse!!

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        • Excuse me, “Printing Money” Please explain how just adding Free printed money comes about? Are you aware just how incredibly horrifying that is? If the reserve prints too much money, the dollar would become worthless. It leads to inflation and economic instability. To sum it up, it would Break Our Economy.
          And your list of free’s…are you saying we should have Free money?

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        • You should stop watching Fox they are not your friend. I was raped by an American male, all blond hair and blue eyes of him. I had a child out of love for the baby who only wanted to live. Born 2.6 months early, this underweight baby was fed a special formula because there were issues about JB that just plainly took time. So, I was given WIC so JB could grow. I lived on 216 dollars of food stamps. I was given $268. To help me find a place to live. I had to sleep on a couch and used my food stamps to help buy food, and WIC paid for the formula. There was no FREE ANYTHING else other than what I just presented! Period. People who believe otherwise are maga people.

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        • It seems to me that you wish for immigrants to bear the blame for your situation in life. Can you be honest with yourself? Why do people invoke Jesus’s name to wish harm and evil to anyone they want to blame for their sad lives?

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      • Saving money does not give you the spent money back. Our nation has so much debt what they are doing is getting rid of some of that ongoing burden of debt and trying to put those funds they will no longer pay out to other programs yet they are not getting the money already spent back to send anyone. You will have to be patient to see the full outcome of these savings as the money accumulates over time from what would have been paid to other contracts that are now canceled and being moved to new areas and programs in need

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      • I. Guess. Lot. Of. People
        Were. Blinded. By. Democrats. They. Spent billions. Of. American workers. Money. On Ukrane
        Leaving. Us. Bankrupt

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    • Exactly! We need more money to live on not taken away from us.
      They saying the average person on ss gets 3000 a month, mine is far far from that, wish I was, would feel like a queen, haha.

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  4. I paid into social security for around 50 years so hopefully it isn’t taken away From me or anyone else that deserves social security. Please save our social security which we deserve.

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    • People please stop crying Wolf until it happens. From what I read, if we need to take a reduction it will be 19 percent. I take that versus no money at all.

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      • First, nobody “needs” to take a reduction. Social Security could be fixed by congress if they chose to do so. Second, I cannot afford to lose 19% of my income (not sure where you got that percentage from).

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      • Wait….what!!! That’s like having someone cut off your arm and being thankful you still have your legs. There SHOULD NOTBEANYCUTSPERIOD.

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    • People think what’s happening is bad. Trump has a surprise for us all. This is nothing now. Wait a year or so and look back on today. American as it’s always been known is officially over. Things, life, is about to become so much worse… Unless you’re wealthy.

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    • We won’t accept that. Politicians have been warned and told they are at the end of their political career if they cannot produce results for WE, THE PEOPLE!

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  5. These payment increases have nothing to do with Trump. Bident signed the Social Security Fairness Act into law before his term was over Stop putting Trump’s picture when reporting these changes.

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  6. What about the one’s that are trying to get ssi? It’s going on a year now and I am finally getting ready for my hearing at the end of April.

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      • Ii payed an attorney $6,000 and he did nothing first time in court he wants prepared and the judge made a positive yes decision out f court without even being there.if you have an absolute incurable disability you will get it without an attorney if you have documented proof of an incurable illness that will never get better and makes it impossible to hod a job then you will get your ssi/ssdi good luck and God bless you

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  7. Social Security is NOT or Ever has been an ENTITLEMENT !!!
    Its the hard work for many years to look forward to enjoying some of the life we have left. Let go of Entitled Musk.

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  8. When your only income is social security.no common sense take away from the lowest earners.makes no sense .tax the richest and next to richest people down the line .put more people on the streets and relying on programs that are already running out.makes no sense these politicians kill me no brains it causes more crime death cause people will go off because they can’t live with out there social security.more mental health issues it will cause .sad our government and politicians act like this .let make one thing better and 15 others worse.wow they are not for the people that is for sure.this so disgusting.im repulsed by the way they act.no names they know who they are and will have to God when it is there time.

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  9. My wife passed away in 2020, but because of my csrs retirement I didn’t qualify to receive her social security benefit. I have an appointment to try and receive her benefits. I I receive her be, will they be retroactive to 01/2024v

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  10. I am on SSDI and I can not work again and that was told to me by my doctor and Social Security worker. I’m only 44 and would love to work again. I CAN’T. If SSDI and Medicare are trashed, done away with… I might as well give up and die. Thanks Chump and Leon!!!!

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    • He’s trying to make Social Security look like it’s their fault so Beneficiaries will let him have a third term!
      And, he’s trying to manipulate decisions to Privatize Social Security, Medicaid, and Medicare so that he can trash it into a money making scheme!

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      • Please quit this stinking thinking. Pres Trump has said several times he will only try to make the benefits better, not take them away. The democrats are always trying to make Pres Trump look bad. Don’t believe democrats ‘ lies!!!!

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        • You can say that again. I am so sick of people blaming Trump & Musk for trying to fix the very things the Democrats have been doing to us for years. Remember people, this problem with the Social Security did not start just because Trump became our President. And yes, he was at least voted in by We The People. Give this man a chance to fix the problems that have been going on with the Denrats for years.

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        • Really, Trump and his puppet master, once again are doing what he can to divide our country and help the rich including and especially themselves. So to help themselves get their they are attacking the SS system. They are doing NOTHING to help get people off the streets, instead trying to spend Americans money to fuck with Greenland and gasa! They are both pure evil and fools like you are fueling their egos. Trump will never pay for the felonies he committed which puts. Him in the drivers seat to continue to commit felonies. He feels entitled and untouchable.

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          • And you know this why????Dianne you must be a radical far left liberal to believe in all these made up lies! Please read to understand not to interject all you are being told by uneducated people! You don’t even know the President & you are bashing him! What does that say about you? Blaming the President for everything the previous administrations have done & not only democrats but republicans namely the Bush administration! They passed & Doctored laws to behoove themselves not the poor & middle class people of both parties! They have millions stashed away in their accts & foreign accts to keep from paying taxes on it! So quit spewing out poison outta your mouth! All that negativity comes back to you & yours in all areas of y’all’s lives ! So think & educate yourself before you speak! Blessings to you & yours

        • Biden signed the Social Security Fairness Act into law. This comes after the U.S. Senate and House voted 76-20 and 327-75, respectively, to pass H.R. 82

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          • And how fair was that act sir? It behooved him & his cabinet the far radical left not you & I ! Read about that fairness act & tell me what’s fair about it!

        • Thank you ! Why do people make things sound worse than what they are? Then read the wrong news believe it then ya try to calm them down you’re wrong. They are just confused. Keep believing the wrong people you will have a nervous break down. I’m glad you have common sense. God Bless ❣️

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        • Trump doesn’t need anyone’s help with making him look bad. Donald does a bang up job of that all by himself. I don’t trust the old orange goat or his weird cult followers, nor do I put a lot of trustvl in the Democrats. They all lie to get what they want or to dodge something.

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        • Really What’s Trump doing? Hmmm tearing America apart. Lots of people who voted for him sure are regretful. Not all just most. Watch how high things keep rising. No break

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        • And you actually believe him? He also said he knew nothing about Project 2025 yet it’s being done to us. All he does is lie but you believe what ypu want.

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    • I don’t think the government should stop social security.
      Many seniors have worked hard all their lives and it’s not fair for the government to take away our social security benefits.
      If they’re going to stop anything they should stop welfare.
      The government is bringing too many foreign people over here and putting them on our welfare system. There’s too many Americans living on welfare and getting free money.
      The government needs to stop welfare and tell those lazy people who are on Welfare to get off their lazy busts and find a job and go to work.
      There’s plenty of jobs out there
      They should take what they can get until they can do better.
      A half job is better than no job at all
      And another thing I have a complaint about..
      There should be a federal law for anyone being cruelty to animals. There’s too many people just putting innocent animals in the garbage.
      They are God’s creation and they should not be treated that way.

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  11. I don’t get social security strictly. I’m on disability. I have been on disability for 20 years. I can’t work. I’ve tried I’ve tried working part-time I tried volunteering. I tried keeping my job before I got fired because I missed too much work. So it’s 60. I’m getting disability for 20 years. I’m terrified they’re gonna take my disability away. I start working when I was 15. And the single.I paid my taxes every year and after 20 years. I still don’t even make $1200 a month. How Am I supposed to live if I don’t have that.

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    • Our only way to survive is to trust God & not man! Everyone has been so busy bashing republicans , how about everyone just think about how bad our country has been with all previous administrations skimming off the top off SS & SSI since Lyndon B Johnson! We are lucky we still receive our checks! We all need to cut back on everything that we are being wasteful with eat simple & healthy, walk a lil after meals, pray a lot , believe in God ! Pray for healing physical and spiritual ! Trust God!Blessings to you !

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  12. It just amazes me how all or most of those are complaining about something that hasn’t even effected yet. Democrats! Just can’t make them happy about anything unless it pertains to bashing Republicans. So sad.

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  13. Many Americans are struggling social security only income to try to survive its already a hardship rent rising groceries gas power clothing think about it please help the American people that’s all we ask

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    • Government does not give a damn about old people, government wants old people dead so they don’t have to pay social security

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      • That’s negative vibes that no one deserves to hear this point in our lives ! And hey wasn’t that Bill Gates’s point of view? Besides depend on God & not hearsay! Blessings to you Mr Dixon

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    • Exactly! I’m on SSD, just started last year at 63! Pulmonary Fibrosis, probably won’t live to see 67 when I could have started reg SS, my meds are about $ 500 a month, SS insurance and the supplements I need are $450 a month. They take away SS or drop it down I’ll just stop fighting to gain another couple 3 years.

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  14. I worked for years before I became ill 20 years ago and was unable to work anymore. I’m on disability now and I’m terrified that SSDI will become one of cuts that president number 2 will get his claws into. SSDI is my only income and between losing my Medicaid extra help, having my rent raised by $100, living with the rise of groceries, gas, utilities, etc., I have $9 left from my pay every month. My normal diet çonsists of bologna sandwiches or corn dogs for my lunch and dinner. That’s every day because I can’t afford to eat hamburger because of the cost. I make $35 too much a month to get food stamps so I need to eat cheap. Trump and Musk have no idea what it’s like to live on an income that is less than what a minimum wage, full time, job would have paid. They have no right to take away what ;little I do make on disability. I worked and paid into it and deserve the money back. `~

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  15. Yes they are recovering money but it’s not what you think . A lot of people are on SSI and are still working. That’s not permitted. They are recovering from those people who said they couldn’t work and are

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    • AMEN! Those of us who think negative only attract negativity into our lives! We’re old & in our Golden years, let’s enjoy them & a better quality of life without complaints which only add to health issues & more medical bills , which in turn less money to live on the rest of our life however much that is! Think positive thoughts ! God will provide! Let’s not imagine the worst case scenario cause we don’t know that bridge yet! So positive thoughts only! God’s blessings & a happy life for you!

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  16. This change needs to be reviewed by the court. I have paid into Social Security since I was kid. I am now 80! I never thought that my Country would breach their agreement with their citizens just to please the wealthy. Shameful if you ask me.

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  17. If the SSA is handling payments with a manual system, with an office staff located in a mine in Pensilvania, probably using a computerized system should be more efficient and quicker, there’s no reason to use non productive stuffers!

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